You Have Rights – Here’s What You Need to Know
As a gig worker in California—whether you drive for Uber, Lyft, DoorDash, or Instacart—you’re probably aware that your job doesn’t come with the same protections as traditional employment. For years, companies classified app-based drivers as independent contractors, excluding them from vital benefits like workers’ compensation.
However, Proposition 22 created a unique set of protections for gig workers injured on the job.
If you’ve been hurt while working, Robert A. McLaughlin, APC, can help you navigate these complicated legal waters and ensure you receive the compensation you’re entitled to.
What Does Proposition 22 Provide for Injured Gig Workers?
Under Proposition 22, which passed in 2022, app-based drivers are still considered independent contractors. However, the law requires companies like Uber and Lyft to provide occupational accident insurance to their drivers, covering medical expenses and lost income in the event of a work-related injury when you are actively logged into the rideshare or delivery app and performing work-related tasks.
Here’s what that means for you:
- Medical Coverage: You’re entitled to up to $1 million in medical expenses for injuries sustained while working. This includes emergency care, surgery, rehabilitation, and prescription medication.
- Disability Payments: If you’re unable to work, you can receive 66% of your average weekly earnings for up to 104 weeks. The maximum weekly benefit is $1,213.
- Death Benefits: If a gig worker loses their life due to a work-related injury, their dependents are eligible for a lump-sum death benefit of up to $450,000, depending on the number of dependents.
These benefits provide crucial protection, but they are not the same as traditional workers’ compensation. For example, Proposition 22 does not cover occupational illnesses or injuries that develop over time, such as repetitive stress injuries.
Why You Need a Lawyer to Get the Benefits You Deserve
Even though Proposition 22 requires companies to provide these benefits, getting the full compensation you’re entitled to isn’t always easy. Insurance companies may dispute the nature of your injury, delay claims, or offer you far less than you deserve. That’s where we come in.
At Robert A. McLaughlin, APC, we know how to stand up to rideshare companies and their insurers. Our experienced legal team will fight to make sure you get the medical treatment and compensation you need to recover fully.
Don’t Wait to Protect Your Future
If you’ve been injured while working in California for Uber, Lyft, DoorDash, or any other gig platform, don’t try to handle your claim alone. Time is critical, and mistakes can cost you valuable benefits. Let us take the pressure off while you focus on healing.
Contact Robert A. McLaughlin, APC, today for a free consultation. We’re here to help you get back on your feet and protect your rights as a gig worker in California.